Buyers focus on the mortgage but it doesn't tell you the true cost of home ownership. With your first home, you compare your mortgage payment to the rent you've been paying but wait, what expenses were hidden in your rent? Your landlord pays the mortgage, taxes and insurance. Most states require …
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Proposed Tax Changes & Home Ownership
Income taxes can be filed using the standard deduction or itemized deductions. Most homeowners prefer itemized deductions to reduce their taxable income by what they've spent on mortgage interest, property taxes and more. It does take more time to gather all the paperwork needed to support itemized …
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100 Ways to Save the Environment & Enhance Your Home
Saving the environment doesn't require spending lots of money. It's more about making small changes to how we live our lives on a day to day basis. It means learning how our actions affect the rest of the world. By understanding how things impact the environment, we hope you'll want to …
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How to Calculate Your Home Office Deduction
Do you work at home? Do you know if you qualify to take a home office deduction? Sadly most Americans aren't claiming their home office on their taxes. According to Forbes.com, "... an estimated 26 million Americans have home offices, but just 3.4 million taxpapers claim a home office …
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How to Pay a Lower Verizon Bill
Everyone loves technology that reduces the time spent doing things we don't care for, like paying bills. Who hasn't setup automatic payments and stopped monitoring their bills? We're all guilty of what my friend Debra calls “set and forget”. She's taught me that you must monitor your bills monthly …
Fact or Fiction: Why Homeowner Fact Checking is Important
The content below may have been sponsored and/or may contain referral links. Click to read disclosure policy for more info. Do you believe everything you read? I hope not because woven into the thousands of messages bombarding us every day, are a lot of false statements. Some are accidental, …
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