Good financial planning begins long before you buy your first home. But it’s never too late, even if you’ve owned your home for years. A homeowner budget keeps you on track so you can afford your daily routine and your future responsibilities, and it also help you work toward a comfortable …
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Moving & Projecting Utility Costs
Buying a new house is stressful. There are lots of people involved in a real estate transaction but their expertise is limited. Our real estate agent introduced us to a mortgage broker which is great. And normally you could ask the seller for copies of utility bills but the house we're buying is a …
Home Builder Warranty – What’s Included or Not
Home builders make their money, and buyers rely on their home builder, to bring together quality products, materials and workmanship to build your house. When we built a house in New York, it helped when the local building department told us we were working with a B builder, meaning good quality …
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Energy Savings & Home Envelopes?
Energy savings is important when it comes to saving money, and many home improvements can generate substantial energy savings that lower utility bills (or stabilize usage as Technology Driving Up Utility Bills). When we think about saving energy at home, most people assume we're talking about things …
Why Utilities Give Poor Customer Service?
When your family pet destroys something, you know it's your responsibility and you have to fix it. When our puppy chewed through cable wires, we had to do it before watching TV again, so we didn't waste much time replacing the cable. Our other dog chewed one leg on the dining room table ans we …
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Save Money with Preventive Maintenance
Houses need ongoing maintenance like a car. Car owners know they need to take their car in for oil changes, which include a new oil filter. Your furnace also needs it's filter changed periodically to insure your heating system works efficiently. There are 100s of home repair books to pick from but …
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