Managing Homes with Confidence!
Buying a house can be challenging. It's also good preparation for the homeowner responsibilities you'll assume to protect the investment you've made. Beyond the mortgage, taxes and insurance, you'll have higher utility costs, along with home maintenance and repairs.
As a homeowner, the best escrow decision you can make is to refuse to use an escrow account when closing on a new mortgage. This is the only point in the process where you're in control. Once you've allowed an escrow account to be setup, you're at the mercy of the mortgage servicer. They control the …
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Buying a house can be overwhelming, especially for first time home buyers. Rather than making the home buying process easy for buyers to understand, the real estate and mortgage industry heap piles of paperwork with confusing terminology on consumers. The concept of escrow accounts is pretty simple …
Continue Reading about Escrow Accounts: What They Are? Do You Need One?
Mortgage rates have been low for a long time. You've probably thought about refinancing your mortgage but aren't sure if now is the right time. Regardless of how long you've owned your house, this decision should be considered carefully. It's not cheap to refinance your mortgage, so let's walk …
You search for the lowest mortgage rate. You spend weeks giving your mortgage lender the required documentation. You get through your closing and think you're done. About a week after closing, most buyers get a letter from their lender introducing a mortgage servicer who you're to mail your mortgage …
While I've seen some ridiculous appraisals, the rules are pretty straight forward so the results are fairly predictable. After purchasing 15 homes plus multiple refinances, it was time to refinance my new home in Florida. What I didn't expect was a bad appraisal. After my rebuttal (my first) …
Today I'm wrapping up refinancing for my Florida house. I've done lots of closings in person, a few mail closings and today is my first online closing. You can laugh but I'm actually excited. As I review and sign-off on each document, it's the perfect time to document the title and purpose. This …
Continue Reading about Mortgage Closing Paperwork Can Be Overwhelming
The name tells our story! We provide women homeowners with “how to” resources to manage their homes with confidence. We strive for homes that support how you want to live, while building equity for your future too.
