When you apply for a mortgage, banks look at your debt-to-income ratios (DTIR), to determine how much they think you can afford to pay for your home. They also look at your total debt, including car loans, credit cards and student loans. If you have trouble getting a traditional loan, …
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DIY Websites, Blogs & Videos Worth Exploring
It's encouraging that so many people want to invest the time and money to do projects around their home, big and small. While there are literally thousands of blog posts and videos to help you do almost anything, many don't give you enough information to complete the projects. This article will help …
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Working with Contractors: What Women Deserve!
When you travel to a foreign country, you expect there to be some communication hurdles to overcome. When you visit a doctor, you hope they'll explain things in plain English but that doesn't always happen. The same challenges exist when working with contractors, because they focus on the steps it …
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What We Can Learn from HOA Fees
When you buy a house, everyone focuses on the dollars needed to get through the closing. There's the down payment, closing costs and the all important, how big a loan the lender says you qualify for. If you're buying a house, you're front end ratio covers the mortgage, taxes and insurance. If you're …
Why Where You Live Matters
In real estate, there's a saying that when you buy a house it's all about location, location, location. Typically location means quality schools for your children, or making sure your home is attractive to future buyers of your home. That's why CNN's article on America's Great Opportunity Divide …
Can a Motion Sensor Light Switch Save You Money?
We were in our new home for a few months when I realized the light in the laundry room was really annoying. While unpacking and carrying items to be stored in the garage meant more frequent trips for a while, it's also the path I take when leaving the house as my car is in the garage for the first …
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