When a large company like Nationstar Mortgage LLC (dba Mr. Cooper) sends you a letter telling you flood insurance is required for your house, you likely assume they're telling you the truth. Unfortunately they might not be telling the truth and by sharing my personal flood insurance nightmare, you …
If you own a house, you probably have homeowner insurance because your lender requires it.
The real insurance question is whether you've ever read your homeowner policy? Few of us read the 40, 50 or more pages of legalize that's difficult to understand. It's not until you have an emergency like my flooded house, that you really learn what's covered ... or not covered!
All Homeowner Insurance Articles
- Flood Insurance Nightmare
- Water Mitigation Done Wrong!
- Do You Really Need Flood Insurance?
- Why Hiring a Public Adjuster Might Help
- Talking to Your Insurance Company After a Flood
- Insurance Coverage for “Loss of Use”
- Homeowner Insurance Inspections Because …
- Condo Insurance: Facts You Need to Understand
- What Homeowner Insurance Do You Have? and Need?
- Why You Can’t Trust Home Warranty Companies
- The Right Way to Buy Homeowners Insurance
- Backyard Fun & Homeowner Insurance
- Private Mortgage Insurance (PMI)
- Do You Need a Summertime Insurance Checkup?
- Home Insurance Protects You From What?
- Flood Insurance Might Be a Bargain
- Whose Insurance Covers Burst Pipes?
Water mitigation is the process of preventing or reversing damage caused by water in a building. When my house flooded, the insurance company sent out their preferred water mitigation company. Sadly they failed to follow the standard steps used to dry out a house quickly, resulting in …
Most of us learn about floods on the news. Some homeowners learn the hard way when their home and/or neighborhood experiences a flood due to a hurricane, river or similar natural disaster. This isn't when you want to learn that your homeowner insurance policy doesn't cover flooding. Now is the time …
Homeowners have lots of experience paying for home owner insurance. In contrast, they have little knowledge of home construction so how will they don't know if the settlement offered by their insurance company will cover all repairs? That's why hiring a public adjuster makes lots of sense, to ensure …
It's never easy talking to your insurance company. During an emergency you're under lots of stress. You're at a disadvantage not knowing their process. You likely have limited/no experience with the problems you're facing. But you've got to take action and fast so ... The only number in my …
Have you ever read your homeowner insurance policy? The declaration page that summarizes your coverage? The truth is we (myself included) don't have a clue what insurance coverage is real until we have an emergency. My house flooded and it's been more than four weeks with no support for additional …