Managing Homes with Confidence!
Save Financing a Home Page 2Our world is changing in many ways. Uber is changing how we think about cars, so maybe you don’t need one? AirBnB is changing travel, making overnight trips affordable. Unison is a new disruptive mortgage lender redefining how we buy houses. …
Continue Reading about What’s the Right Down Payment on a House?
When you apply for a mortgage, banks look at your debt-to-income ratios (DTIR), to determine how much they think you can afford to pay for your home. They also look at your total debt, including car loans, credit cards and student loans. If you have trouble getting a traditional loan, …
Cancellation of debt (or COD) is the term used to describe a default on your mortgage through a foreclosure, short sale, deed in lieu of foreclosure or some other type of settlement. You may not have to pay the bank, but the money you are forgiven turns into taxable income according to the …
Most homeowners assume all types of mortgages have similar terms and conditions. They don't, and when the housing bubble burst in the late 2000's, many learned a hard lesson. There is a huge difference between non-recourse loans and recourse loans. While the terminology is strange, the …
If you refinance your home, or at least think about it, you’re in good company. The mortgage that you’ve got right now might not be the best you could get, especially if it’s been a while since you financed your home. But a refi isn’t guaranteed, and there’s a lot to consider before you take the …
Continue Reading about Is it Worth it to Refinance Your Home?
When I saw the article, 10 Questions To Ask Yourself Before Starting The Home Buying Process, I thought it would be fun to answer the questions as I just bought a house and I really wasn't ready. We'd just started researching where to move, and expected to take one to two years from start to moving, …
Continue Reading about Finances & Making Sure You’re Ready to Buy a House
The name tells our story! We provide women homeowners with “how to” resources to manage their homes with confidence. We strive for homes that support how you want to live, while building equity for your future too.
