Buyers focus on the mortgage but it doesn’t tell you the true cost of home ownership. With your first home, you compare your mortgage payment to the rent you’ve been paying but wait, what expenses were included in your rent?
When you buy a house, most people focus on how much house they can afford. This number is generally based on what the banks look at, what’s called your front-end ratio which is the sum of your mortgage (principal + interest), property taxes and house insurance. But there are many more costs involved in home … Read More
Selling your home is never easy. Selling your home because of a divorce, can be extra challenging. Your kids have great friends, love their school and your commute to work is short enough to get home quickly in the event of an emergency. It’s difficult to give up this security as you enter a new … Read More