What's an award letter, I asked my mortgage broker at Movement Mortgage. They requested "award letters" for retirement income, Social Security, Disability Income and SSI. We've bought more than 10 houses and never seen this request before. More important, I wanted to understand if the request was …
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Lifestyle Changes for First Time Homeowners
Buying your first house is an exciting step. It can also be scary so you'll want to do your homework, and prepare so you can remain in control versus getting overwhelmed. Remember there's no landlord to call. You have to handle repairs and that takes time and money. Home ownership means taking on …
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Understanding What Affects Home Affordability
Home affordability means more than just whether you can make the monthly mortgage payments. There are many factors that you need to think about, and some of those things can change in time. Part of it is strategy, and part of it is simply making the best plans with the information you've got. If …
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Starter Home Choices: Condos to Single Family
First-time home buyers have the thrill of a lifetime ahead. You also have a lot of confusing territory to navigate, not the least of which is choosing which type of home to buy. Your starter home can be anything you want it to be; you just have to decide what matters to you, and where you can find …
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Are You Ready to Buy a Home?
When you’re just starting out, renting lets you move in and get on with life a lot quicker and easier. But as you settle into a career and have a better idea of where you want to put down roots, home ownership may start to become an appealing option. It’s knowing when you’re ready to buy a home …
Moving Across Country Means Many Things
Moving across country involves many changes. My surprise is having moved across country so many times, I thought it would be easy and it's not. The challenge isn't buying the house as we've bought and sold more than 10 houses. It's more about the change in weather, landscape and views and ultimately …
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