This article is meant to change the culture at Allstate, and other corporations like them, that to date do not recognize the gender bias built into their business processes. I have been treated respectfully by my Allstate insurance agents. Sadly they have little/no influence on changing the way Allstate’s software applications are implemented.
Our world is changing in many ways. Uber is changing how we think about cars, so maybe you don’t need one? AirBnB is changing travel, making overnight trips affordable. Unison is a new disruptive mortgage lender redefining how we buy houses.
If you refinance your home, or at least think about it, you’re in good company. The mortgage that you’ve got right now might not be the best you could get, especially if it’s been a while since you financed your home. But a refi isn’t guaranteed, and there’s a lot to consider before you take … Read More
When I saw the article, 10 Questions To Ask Yourself Before Starting The Home Buying Process, I thought it would be fun to answer the questions as I just bought a house and I really wasn’t ready. We’d just started researching where to move, and expected to take one to two years from start to moving, … Read More
Once upon a time buying a house and getting financing was relatively easy. Following the collapse of the housing market in 2008, buying a house and getting a mortgage became a lot harder. The rules keep changing and the new Consumer Financial Protection Bureau (CFPB) is working to provide guidelines for a more efficient and … Read More
Getting a mortgage today is much more difficult than it needs to be. At least that’s my perspective based on buying my fourteenth house in 2014, meaning I’ve got lots of experience with the home mortgage process. I just walked away from the first mortgage broker I was working with, a week before the scheduled … Read More
It’s easy to let the excitement of shopping for a home overtake your more reasonable side. But just because you can technically afford a payment, doesn’t mean you should because it’s not much fun being house poor. Your monthly budget is one of the best tools for learning where you stand financially, and how much … Read More
Retirement is one of the hardest things to save for because it’s so far in the future, compared to today’s priorities. Maybe you’ve got home improvements you’d like to make or you’re building a house and trying to decide what features to upgrade. You home can provide retirement savings when you make improvements that build financial … Read More
If you own a house, you’ve probably played with one of the many mortgage calculators. These calculators were provided by banks and other lending institutions involved in selling you a mortgage. Their purpose was to show you how much house you could afford. Sadly, traditional mortgage calculators only focus on costs to qualify for a … Read More
Home affordability means more than just whether you can make the monthly mortgage payments. There are many factors that you need to think about, and some of those things can change in time. Part of it is strategy, and part of it is simply making the best plans with the information you’ve got. If you … Read More