Your current lifestyle is as important a factor in home buying as anything else. You might be ready to change your lifestyle. Or you might not. But one thing is for sure, some things will change once you buy a house. The trick is choosing the right home in the right location, to make those … Read More
Ready to Become a Smart Home Buyer?
When searching for your first home, it's exciting and scary too. You have ideas about what you want but can you afford everything? With my first home Realtors controlled everything. Now you can search online for houses and answers to most of your questions making buying a house much easier.
As most people want to buy their forever home, you want to take you time to learn your options and make smart decisions. After all, it's probably the biggest investment you'll ever make.
Smart Home Buyer Resources
We don't have all the answers. Instead we hope to give you a framework for getting the help you need and the to ask the right questions and make informed decisions.
- In addition to a real estate agent, you'll need others like a lender and insurance agent to buy a house. Learn who you want on your real estate team.
- Setting Your Home Buying Priorities is really important. You need to decide what you need (non-negotiable) versus what you want (nice but not required).
- Getting pre-approved for a mortgage will tell you how much house you can afford. Learn the Difference Between Pre-Qualified & Pre-Approval.
- Now it's time to find the perfect house and community, a place to make lots of memories (lots of articles below).
- Negotiate the price you'll pay. Then the paperwork starts.
- Don't forget that all important home inspection to identify hidden problems. After the Inspection: Who Does What will show you how to negotiate with the seller to fix some of the problems.
- Mortgage Closing Paperwork Can Be Overwhelming so try to get a copy ahead of time so you can read through everything you need to sign.
Home ownership is like a roller coaster ride. Most days are wonderful, some not so much ... but having owned 15 houses over the last 40 years, I believe it's a smart decision for everyone!
When you made an offer on your house, the square footage was listed on various real estate websites. When the appraisal came back, the square footage was lower and you’re not sure why. Did someone made a mistake or copy the number incorrectly? So it’s now time to learn what’s included in the gross living … Read More
Builders are experts in building houses and developing communities. They don’t have as much expertise in selecting cabinet styles and colors, flooring and more. That’s why many builders have a design center staffed with interior decorators to help home buyers select options to customize their houses to fit their personality and budget. Builder design centers … Read More
Many new home buyers are tempted to buy more house than they can afford. Don’t! You’ll be better off financially if you pick a strategy that gives you more house for less money. That’s the approach I took when my production builder wanted to charge two to three times the retail cost of upgrades I … Read More
Today’s notice that my homeowner insurance would be cancelled due to lack of payment seemed unreal. With so many other bumps in the road, it feels like nothing is going right with this move. The insurance was paid 12 days ago, as part of the closing on my new home. So now it feels like … Read More
Do you know how often you write out your home address? Maybe you’re smart and carry those cute little address stickers which save you time? What you probably don’t understand is how your home address is being tracked and even sold by businesses across the US. Like many aspects of our lives, we take our … Read More
Buying a house used to be simple. Most realtors told you it’s all about location, location, location and for many years this was true. That’s because “… You can buy the right home in the wrong location. You can change the structure, remodel it or alter the home’s layout but, ordinarily, you cannot move it. It’s attached to the … Read More
Heart and home – are they always in the same place? Maybe not. When we understand the difference, we can enjoy our homes more while accepting that we need to nourish other parts of who we are. Here’s how I reconnect with the city where I was born because everyone wants to go photos of … Read More
Buying a house can be very stressful. Fortunately there are lots of people to help you through the closing process. All of these people provide services critical to closing on your new house. After the closing, you’ll need to build a new team of home professionals. Here’s our checklist with 30 new homeowner tips, to … Read More
There aren’t many homeowners who can say they’re home experts. Even builders, remodelers and appraisers familiar with most common home repair and maintenance issues, use home inspectors to check out a new house during the home buying process. With all my experience, I was glad I found a home inspector for our Arizona house. There were lots of unwelcome … Read More