Do you own a smart phone? Do you type text messages or use voice-texting? Do you turn your radio on by talking to Alexa? It’s fascinating that we’re talking less to humans and more to things like phones and other smart devices. You might think smart lighting is simply light fixtures you can turn on … Read More
Saving Money & Enjoying Life More
For most people, home ownership is your biggest investment. Saving money involves looking at the total cost of home ownership. We cover everything from buying a house to monthly operating expenses that include your mortgage, insurance, taxes, utilities, cleaning services, home repair and preventive home maintenance.
We help you make smart decisions by shifting home repair costs to home improvements so you can create your dream lifestyle. Our homeowner tips look at when and how to buy things from refrigerators to furniture. With the right planning and budgeting, we know you'll become a whiz at making smart homeowner decisions.
By understanding homeowner expenses, you'll protect your investment and build homeowner equity to achieve financial independence.
Saving Money Categories
- Buying a House
- Do-It-Yourself (DIY) Tips
- Financing a Home
- Hiring Contractors
- Home Emergencies
- Home Maintenance
- Homeownr Budgets
- Homeowner Insurance
- Housing Industry News
- Selling Your Home
- Smart Homes, Smart Homeowners
Are there other homeowner money topics you'd like to learn about. We'd love to hear your ideas ...
Your current lifestyle is as important a factor in home buying as anything else. You might be ready to change your lifestyle. Or you might not. But one thing is for sure, some things will change once you buy a house. The trick is choosing the right home in the right location, to make those … Read More
When you made an offer on your house, the square footage was listed on various real estate websites. When the appraisal came back, the square footage was lower and you’re not sure why. Did someone made a mistake or copy the number incorrectly? So it’s now time to learn what’s included in the gross living … Read More
While I’ve seen some ridiculous appraisals, the rules are pretty straight forward so the results are fairly predictable. After purchasing 15 homes plus multiple refinances, it was time to refinance my new home in Florida. What I didn’t expect was a bad appraisal. After my rebuttal (my first) accomplished nothing, I knew it was really … Read More
Today I’m wrapping up refinancing for my Florida house. I’ve done lots of closings in person, a few mail closings and today is my first online closing. You can laugh but I’m actually excited. As I review and sign-off on each document, it’s the perfect time to document the title and purpose. This will help … Read More
What happens when you can’t pay your mortgage? If you have a federally backed mortgages, a new federal law, the Coronavirus Aid, Relief, and Economic Security (CARES) Act, gives you the right to request a forbearance for up to 180 days (plus an extension for up to another 180 days). If you don’t have a … Read More
Builders are experts in building houses and developing communities. They don’t have as much expertise in selecting cabinet styles and colors, flooring and more. That’s why many builders have a design center staffed with interior decorators to help home buyers select options to customize their houses to fit their personality and budget. Builder design centers … Read More
Many new home buyers are tempted to buy more house than they can afford. Don’t! You’ll be better off financially if you pick a strategy that gives you more house for less money. That’s the approach I took when my production builder wanted to charge two to three times the retail cost of upgrades I … Read More
When a large company like Nationstar Mortgage LLC (dba Mr. Cooper) sends you a letter telling you flood insurance is required for your house, you likely assume they’re telling you the truth. Unfortunately they might not be telling the truth and by sharing my personal flood insurance nightmare, you might save a lot of money!
Water mitigation is the process of preventing or reversing damage caused by water in a building. When my house flooded, the insurance company sent out their preferred water mitigation company. Sadly they failed to follow the standard steps used to dry out a house quickly, resulting in mold! Here’s what my house looked like when … Read More