When you buy a house, your lender asks for proof of insurance. They also require an appraisal that supports the purchase price, What has always surprised me is neither the lender or the insurance company require a home inspection or ask for the report. And I never understood why my State Farm agent would personally … Read More
With the cost of new home construction going up, more condominiums are being built with shared land that makes homes more affordable. Are you’re buying your first home or first condominium? You’ll want to learn more about the condo insurance you’re buying to make sure you’ve got the right coverage in case of an emergency. … Read More
This article is meant to change the culture at Allstate, and other corporations like them, that to date do not recognize the gender bias built into their business processes. I have been treated respectfully by my Allstate insurance agents. Sadly they have little/no influence on changing the way Allstate’s software applications are implemented.
Buying a house used to be simple. Most realtors told you it’s all about location, location, location and for many years this was true. That’s because “… You can buy the right home in the wrong location. You can change the structure, remodel it or alter the home’s layout but, ordinarily, you cannot move it. It’s attached to the … Read More
Wondering what net neutrality means and why you should care? The best analogy I’ve come up with is your cable TV bill. If you’re old enough you remember when television was free, when families watched the Ed Sullivan show
Our world is changing in many ways. Uber is changing how we think about cars, so maybe you don’t need one? AirBnB is changing travel, making overnight trips affordable. Unison is a new disruptive mortgage lender redefining how we buy houses.
Income taxes can be filed using the standard deduction or itemized deductions. Most homeowners prefer itemized deductions to reduce their taxable income by what they’ve spent on mortgage interest, property taxes and more. It does take more time to gather all the paperwork needed to support itemized deductions and it’s usually worth it.
The content below may have been sponsored and/or may contain referral links. Click to read disclosure policy for more info. Do you believe everything you read? I hope not because woven into the thousands of messages bombarding us every day, are a lot of false statements. Some are accidental, others plain sloppy and some are intentional, … Read More
If you refinance your home, or at least think about it, you’re in good company. The mortgage that you’ve got right now might not be the best you could get, especially if it’s been a while since you financed your home. But a refi isn’t guaranteed, and there’s a lot to consider before you take … Read More
When I saw the article, 10 Questions To Ask Yourself Before Starting The Home Buying Process, I thought it would be fun to answer the questions as I just bought a house and I really wasn’t ready. We’d just started researching where to move, and expected to take one to two years from start to moving, … Read More