Income taxes can be filed using the standard deduction or itemized deductions. Most homeowners prefer itemized deductions to reduce their taxable income by what they’ve spent on mortgage interest, property taxes and more. It does take more time to gather all the paperwork needed to support itemized deductions and it’s usually worth it.
Homeowner Finances to Save You Money
For most people, home ownership is your largest purchase. Homeowner finance looks at the total cost of home ownership. We cover everything from buying a home to monthly operating expenses that include your mortgage, insurance, taxes, utilities, cleaning services, home repair and preventive home maintenance.
We help you make smart decisions by shifting home repair costs to home improvements so you can create your dream lifestyle. Our homeowner tips look at when and how to buy things from refrigerators to furniture. With the right planning and budgeting, we know you'll become a whiz at homeowner finances.
By understanding homeowner expenses, you'll protect your investment. You'll also build homeowner equity to achieve financial independence.
Homeowner Finance Categories
- Buying a Home
- Selling Your House
- Financing a House
- Homeowner Budget Tips
- Smart Homes, Smart Homeowners
Most of us take homeowner insurance for granted. When we finance a house, the mortgage holder requires insurance. We often assume any national insurance company is trustworthy, without realizing
Wondering where you can learn how to tape and mud drywall? If you want to do your own home repairs and/or remodeling projects, knowing how to tape and mud is a good skill to have. You can watch lots of videos but you also need
We never had a home warranty until house #15, so why did we get one this time? The house was 20 years old, and many of the major systems fail around twenty years, something I learned running a handyman business for 8 years. Rather than have to worry about making an emergency HVAC system purchase during … Read More
Selling a house is never easy. The biggest challenge is picking the right house price, one that will attract the right buyers. Picking the right price for a condo in a beach community is even harder. And if these challenges weren’t enough, the condo was bought just as the housing industry crashed so Hampton Beach has only begun … Read More
We’re always painting something. That’s often because painting is the cheapest way to give a room a new look. Sometimes you’ll paint the entire room, other times an accent wall or maybe it’s time to paint your kitchen cabinets. We’ve got lots of painting articles to help you. When a friend asked me how to safely dispose … Read More
Buying a house can be very stressful. Fortunately there are lots of people to help you through the closing process. All of these people provide services critical to closing on your new house. After the closing, you’ll need to build a new team of home professionals. Here’s our checklist with 30 new homeowner tips, to … Read More
The future of home security is not as clear-cut as some would think, but there are a few indicators that it will be a promising one. Chief among these benchmarks are smart lock technology. Smart locks seek to revolutionize the way home security is viewed. Home security casts a wide net, and there are many things that … Read More
When dealing with an emergency like getting locked out of your home, you simply don’t have time to search for the best locksmith. While I’ve used this argument for building a team of contractors so you’re prepared for emergencies, my list has never included a locksmith. After reading Top Tips to Avoid Locksmith Scams, I knew … Read More
The concept of home staging isn’t new. It’s a marketing tool to sell your home faster and for a higher price. There are lots of home staging tips online. The challenge for homeowners who’ve never sold a house is learning what’s involved in staging a house. It’s also important to understand the benefits of home staging before … Read More