Energy bills! We all have them and we all want to save money on them, but it seems like the energy bills that arrive each month are still too high. If somehow we could just lower our energy bills by $40.00 a month, we’d have an extra $480 at the end of the year to … Read More
For most people, home ownership is your largest purchase. Homeowner finance looks at the total cost of home ownership. We cover everything from buying a home to monthly operating expenses that include your mortgage, insurance, taxes, utilities, cleaning services, home repair and preventive home maintenance.
We help you make smart decisions by shifting home repair costs to home improvements so you can create your dream lifestyle. Our homeowner tips look at when and how to buy things from refrigerators to furniture. With the right planning and budgeting, we know you'll become a whiz at homeowner finances.
By understanding homeowner expenses, you'll protect your investment. You'll also build homeowner equity to achieve financial independence.
Homeowner Finance Categories
- Buying a Home
- Selling Your House
- Financing a House
- Homeowner Budget Tips
- Smart Homes, Smart Homeowners
Home mortgage payments get made every month, for up to 360 months if you stay in your home that long and don’t refinance. Your home mortgage is also likely your largest monthly expense, so hopefully you’re interested in tips to save on your home mortgage? First let’s look at what you’re paying with your home … Read More
Do you know the water cost when you buy a gallon at the grocery store? Would you take shorter showers, only water your lawn at night or wash you car less, if you knew the water cost? Americans have demonstrated that we are price sensitive, and drive less when the price of gasoline goes up? … Read More
Icicles might look magical but they signal that you have problems on your roof. Icicles mean melting snow on the roof is not able to flow freely off the room, causing ices dams. Ice dams are bad because water that can’t escape will often find it’s way into your home following the laws of gravity. … Read More
Americans are spoiled by today’s ridiculously low energy costs. When gas prices rose above $4.00/gal we noticed but do you realize that $4/gal is cheap compared to gas prices around the world? Energy prices will soar again. The US government is continually raising the bar for energy efficient products. The 2009 Federal Tax Credits for … Read More
Without the energy saving measures taken after the 1973 energy crisis, the US would use nearly 50% more energy today. Now President Obama has pledged to cut 15% of all energy used by the Federal Government, the world’s largest consumer. What if we all committed to cutting our consumption by 15% over the next 2 … Read More
Homeowners expect their home insurance to cover any type of accident but that’s no longer true as each year it seems like there are more exclusions, and then for some things you have to buy an extra rider. Even more confusing is when you have work done by a contractor and there’s an accident while … Read More
Many electronic devices continue to draw power when they’re turned off. Some of these are intentional, i.e. your television remote will only work if there’s power in the television to receive signals. Unfortunately this standby power wastes a tremendous amount of energy … or roughly 68 billion kilowatt-hours of electricity wasted a year, generated by … Read More