We’re all starved for time so we put most of our bills on autopay. The problem is we tend to set and forget what we’re paying for until months, even years later, and that’s a huge mistake according to business strategist, Debra Angiletta. I made this mistake with one of my business vendors last year. I paid … Read More
For most people, home ownership is your largest purchase. Homeowner finance looks at the total cost of home ownership. We cover everything from buying a home to monthly operating expenses that include your mortgage, insurance, taxes, utilities, cleaning services, home repair and preventive home maintenance.
We help you make smart decisions by shifting home repair costs to home improvements so you can create your dream lifestyle. Our homeowner tips look at when and how to buy things from refrigerators to furniture. With the right planning and budgeting, we know you'll become a whiz at homeowner finances.
By understanding homeowner expenses, you'll protect your investment. You'll also build homeowner equity to achieve financial independence.
Homeowner Finance Categories
- Buying a Home
- Selling Your House
- Financing a House
- Homeowner Budget Tips
- Smart Homes, Smart Homeowners
When you buy a house, you spend lots of time on paperwork to get a mortgage. Lots of people are involved, all with a vested interest getting to the closing as that’s when they get paid – the real estate agent, loan officer, title company and more. The roles leading up to the closing are well understood. Even better, the … Read More
When you move you expect to buy things like a new trash can and sink drain. You might have to buy a washing machine and dryer (we did) if the sellers take theirs with them. You rarely need a new refrigerator in a new home but we quickly discovered our refrigerators were not working properly. Fortunately … Read More
If you’ve never bought a refrigerator, you might not know where to start. Many people start with google, so let’s look at what you’ll find when you google “how to buy a refrigerator?” Skipping the paid ads (top and right hand column), here are the articles I found and reviewed to learn more about refrigerator sizes, styles, … Read More
Buying a new refrigerator isn’t something you do every day. You may only buy a refrigerator once or twice in your life, so you’ll learn more about buying cars than refrigerators. That’s because apartments and houses usually come with a refrigerator. As long as it fits the space and works, you probably won’t replace it. But the … Read More
When you buy a house, everyone focuses on the dollars needed to get through the closing. There’s the down payment, closing costs and the all important, how big a loan the lender says you qualify for. If you’re buying a house, you’re front end ratio covers the mortgage, taxes and insurance. If you’re buying a condominium, … Read More
We were in our new home for a few months when I realized the light in the laundry room was really annoying. While unpacking and carrying items to be stored in the garage meant more frequent trips for a while, it’s also the path I take when leaving the house as my car is in the … Read More
If you refinance your home, or at least think about it, you’re in good company. The mortgage that you’ve got right now might not be the best you could get, especially if it’s been a while since you financed your home. But a refi isn’t guaranteed, and there’s a lot to consider before you take … Read More
When you buy a house, most people focus on how much house they can afford. This number is generally based on what the banks look at, what’s called your front-end ratio which is the sum of your mortgage (principal + interest), property taxes and house insurance. But there are many more costs involved in home … Read More
Good financial planning begins long before you buy your first home. But it’s never too late, even if you’ve owned your home for years. A homeowner budget keeps you on track so you can afford your daily routine and your future responsibilities, and it also help you work toward a comfortable retirement. Budgeting is more … Read More