Everyone loves technology that reduces the time spent doing things we don’t care for, like paying bills. Who hasn’t setup automatic payments and stopped monitoring their bills? We’re all guilty of what my friend Debra calls “set and forget”. She’s taught me that you must monitor your bills monthly or you’ll end up paying more. To … Read More
For most people, home ownership is your largest purchase. Homeowner finance looks at the total cost of home ownership. We cover everything from buying a home to monthly operating expenses that include your mortgage, insurance, taxes, utilities, cleaning services, home repair and preventive home maintenance.
We help you make smart decisions by shifting home repair costs to home improvements so you can create your dream lifestyle. Our homeowner tips look at when and how to buy things from refrigerators to furniture. With the right planning and budgeting, we know you'll become a whiz at homeowner finances.
By understanding homeowner expenses, you'll protect your investment. You'll also build homeowner equity to achieve financial independence.
Homeowner Finance Categories
- Buying a Home
- Selling Your House
- Financing a House
- Homeowner Budget Tips
- Smart Homes, Smart Homeowners
Maria’s home buying journey started about a year ago. She closed on her new home last week and I joined them for the final walk through, to take photos and finally see the inside of the house. Maria is beyond thrilled with the renovations planned for this house. This seemed like the perfect opportunity for … Read More
We spend a lot of time in our kitchens. That means we’re constantly looking at our appliances, big and small. So when do we buy new appliances? And how many homeowners know where to get the best deal when buying appliances? One of your appliances fails and repair costs are so high that it makes more sense … Read More
We expect a new car to start, take us where we want to go and stop. That’s true most of the time but my very first “new car” was a lemon. It was a Chevrolet Vega (take a peek). To improve gas mileage, they made the engine block from aluminum. Unfortunately the head sitting on top … Read More
When you realize there’s a draft coming from your windows, you might think about new windows or storm windows if you have older, wooden windows. These are the traditional solutions to reducing unwanted air flow, to stop cold air from outside getting into your home. New windows are the right long term solution but what … Read More
While draft stoppers can reduce air flow at the bottom of a door or window, you probably also want to use weatherstripping because it can be installed on all four sides of exterior doors and windows. Weatherstripping is meant for movable building components like doors and operable windows. For components that don’t move, caulking is the more appropriate … Read More
When you buy a house you’ve got to collect tons of information and more importantly, get your finances under control. You’re swamped with too much information that most homeowners don’t understand, like the home inspection report. So there’s really little time to estimate repair and ongoing home maintenance costs. That’s why so many homeowners read a … Read More
The concept behind home warranty companies makes sense when you’re buying a new house. With a down payment, closing costs and moving expenses, the last thing you can afford is a major home repair like a new HVAC system. That’s why we asked the sellers to provide a home warranty when we bought our last … Read More
The content below may have been sponsored and/or may contain referral links. Click to read disclosure policy for more info. You may think your biggest challenge is remembering to change your home air filter. Or maybe the size and best home air filter brand to buy once you’re at the store. That’s what I thought until our new heat pump started … Read More
We know we need homeowner insurance because lenders require it to get a mortgage, and who wouldn’t want to protect the investment they’ve made in a house. But we tend to pick an insurance agent or company, and put the annual policy renewal on autopilot. It doesn’t feel any different than a mortgage, and who wants to waste time … Read More