Most of us take homeowner insurance for granted. When we finance a house, the mortgage holder requires insurance. We often assume any national insurance company is trustworthy, without realizing their coverage can be quite different. Have you read your policy? Do you really know what your homeowner insurance policy covers? Sadly most of us don’t know … Read More
For most people, home ownership is your largest purchase. Homeowner finance looks at the total cost of home ownership. We cover everything from buying a home to monthly operating expenses that include your mortgage, insurance, taxes, utilities, cleaning services, home repair and preventive home maintenance.
We help you make smart decisions by shifting home repair costs to home improvements so you can create your dream lifestyle. Our homeowner tips look at when and how to buy things from refrigerators to furniture. With the right planning and budgeting, we know you'll become a whiz at homeowner finances.
By understanding homeowner expenses, you'll protect your investment. You'll also build homeowner equity to achieve financial independence.
Homeowner Finance Categories
- Buying a Home
- Selling Your House
- Financing a House
- Homeowner Budget Tips
- Smart Homes, Smart Homeowners
We never had a home warranty until house #15, so why did we get one this time? The house was 20 years old, and many of the major systems fail around twenty years, something I learned running a handyman business for 8 years. Rather than have to worry about making an emergency HVAC system purchase during … Read More
When dealing with an emergency like getting locked out of your home, you simply don’t have time to search for the best locksmith. While I’ve used this argument for building a team of contractors so you’re prepared for emergencies, my list has never included a locksmith. After reading Top Tips to Avoid Locksmith Scams, I knew … Read More
If you’re like most homeowners, there’s never enough space to store all the awesome kitchen gadgets you own. There are lots of solutions to this problem in your kitchen. This article is about my new kitchen gadget that’s saving me time and storage space. That’s because it serves multiple purposes so I was able to replace … Read More
Saving the environment doesn’t require spending lots of money. It’s more about making small changes to how we live our lives on a day to day basis. It means learning how our actions affect the rest of the world. By understanding how things impact the environment, we hope you’ll want to make some of the changes shared here. By … Read More
There aren’t many homeowners who can say they’re home experts. Even builders, remodelers and appraisers familiar with most common home repair and maintenance issues, use home inspectors to check out a new house during the home buying process. With all my experience, I was glad I found a home inspector for our Arizona house. There were lots of unwelcome … Read More
Do you know what color your roof is? This might seem like a funny question because we don’t look at them often. So why do so many people dislike the look of solar panels? Maybe it’s because they’re different and change is hard. But the cost to buy solar panels is dropping and federal solar tax … Read More
Everyone has heard a few contractor horror stories or have one of your own. If you watch what’s happening in Washington DC these days, you might realize lies and deception are everywhere. What homeowners don’t realize is they’re partially to blame when there are problems. You can spot most problems before you hire them, if you … Read More
Do you work at home? Do you know if you qualify to take a home office deduction? Sadly most Americans aren’t claiming their home office on their taxes. According to Forbes.com, “… an estimated 26 million Americans have home offices, but just 3.4 million taxpapers claim a home office deduction”. Why aren’t people claiming a home … Read More
It seems like we’re adding a new gadget to our homes every few months (these wires represent half of those around my desk), and most of them will contribute to a higher electric bill. You might never think about that when you buy an Amazon Echo or a garage door opener. And you probably don’t realize how your … Read More